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Frequently Asked Questions

What is balance sheet lending?

Balance sheet lending involves TCF providing capital to funders, allowing them to maintain loans on their balance sheet and directly manage loan performance. This approach offers greater control and scalability for long-term growth.

The FLEX Advance provides businesses with pre-approved funding up to a set amount, allowing them to draw on the funds as needed throughout their business lifecycle.

Brokers have access to a dedicated interface to track deals, manage drawdowns, and earn residual passive income on each drawdown. TCF’s system eliminates the need for repetitive underwriting.

Business owners can use TCF’s mobile app to request additional funds with a single click, providing quick access to capital.

TCF offers automated document generation, low-cost ACH processing, customizable loan servicing, and real-time reporting. The platform is designed to streamline operations and drive growth for lenders and businesses alike.

The portal provides transparency for funders and syndicate partners, enabling real-time tracking of deal performance, payments, and portfolio updates, making it easier to manage syndicate relationships and increase capital inflow.

TCF offers low-cost ACH processing under your brand, automatically debiting merchants on a daily, weekly, or monthly basis and providing real-time updates on payment status, such as NSF or rejections.

Yes, TCF connects funders with an experienced MCA collections and recovery network to streamline collections, reduce costs, and increase recoverable funds.

Yes, TCF handles the capture of all upfront origination, backend servicing, and contingency fees, distributing the agreed share back on a monthly basis.

TCF’s syndication services include detailed deal tracking, portfolio reporting, and transparent communication to help funders maintain strong relationships with syndicate partners, increasing potential capital flow.

TCF automates communication with all relevant parties, including sending alerts for NSF payments, requesting appraisals, and keeping communications centralized, ensuring timely and organized notifications.

TCF’s platform auto-generates custom compliance reports, helping private lenders stay compliant with regulatory requirements while reducing the administrative burden.

TCF offers flexible funding options including The FLEX Advance and balance sheet lending, allowing businesses to access capital as needed while maintaining operational control.

TCF’s integrated collections service offers a streamlined, cost-efficient approach to handling MCA lifecycle management, from customer service to legal recovery, increasing recoverable funds and reducing time lost to reassignment.

Yes, TCF offers integration with other systems, providing seamless data sharing and process automation for a customized and efficient experience.