Resources

Frequently Asked Questions

What is Financing Capital?

Financing Capital is capital that TCF provides to partners, so they can fund and retain their own portfolios and manage performance directly. This gives partners greater control and scalability for long-term growth.

The FLEX Line of Capital provides businesses with a pre-approved funding limit they can draw on as needed and repay throughout their business lifecycle.

Brokers have access to a dedicated interface to track deals, manage draws, and earn residual passive income on each draw. TCF’s system removes the need for repeat underwriting.

Business owners can use TCF’s mobile app to request additional funds with a single click, providing quick access to capital.

TCF offers automated document generation, low-cost ACH processing, customizable loan servicing, and real-time reporting. The platform is designed to streamline operations and drive growth for lenders and businesses alike.

The portal provides transparency for partners and their participation partners, enabling real-time tracking of deal performance, payments, and portfolio updates, making it easier to manage those relationships and increase capital inflow.

TCF offers low-cost ACH processing under your brand, automatically collecting scheduled payments from businesses on a weekly or monthly basis and providing real-time updates on payment status, such as NSF or rejections.

Yes, TCF connects partners with an experienced commercial collections and recovery network to streamline collections, reduce costs, and increase recoverable funds.

Yes, TCF handles the capture of all upfront origination, backend servicing, and contingency fees, distributing the agreed share back on a monthly basis.

TCF’s participation services include detailed deal tracking, portfolio reporting, and transparent communication to help partners maintain strong relationships with their participation partners, increasing potential capital flow.

TCF automates communication with all relevant parties, including sending alerts for NSF payments, requesting appraisals, and keeping communications centralized, ensuring timely and organized notifications.

TCF’s platform auto-generates custom compliance reports, helping private lenders stay compliant with regulatory requirements while reducing the administrative burden.

TCF offers flexible funding options, including the FLEX Line of Capital and Financing Capital, so businesses can access capital as needed while keeping operational control.

TCF’s integrated collections service offers a streamlined, cost-efficient approach to handling the full account lifecycle, from customer service to legal recovery, increasing recoverable funds and reducing time lost to reassignment.

Yes, TCF offers integration with other systems, providing seamless data sharing and process automation for a customized and efficient experience.